An income tax is a tax imposed on individuals or entities that varies with respective income or profits. Income tax generally is computed as the product of a tax rate time’s taxable income. Taxation rates may vary by type or characteristics of the taxpayer. The tax rate may increase as taxable income increases.

Debt Counselling is intended to assist over-indebted consumers struggling with debt through budget advice, negotiation with credit providers for reduced payments and restructuring of debts. This is a great process for anyone with an income and struggling to meet their monthly obligations.

The main aim of a pension or provident fund is to provide benefits for its members when they retire from employment. The fund also usually pays benefits when a member dies while still working, or is unable to work because of illness, or is retrenched Group Life Insurance - Group life insuranceis a type of life insurance in which a single contract covers [...]

Investment planning is the process of matching your financial goals and objectives with your financial resources. Investment planning is a core component of financial planning. There are thousands of different investments. The most commonly used are cash, equities, bonds and property. Short/Medium/Long Term - Investing for the short, mediumand long term, regardless of what you are saving for, one of [...]

Estate planning is the process of anticipating and arranging, during a person's life, for the management and disposal of that person's estate during the person's life and at and after death, while minimizing gift, estate, generation skipping transfer, and income tax Will - A will or testament is a legal document by which a person, [...]

Retirement planning, in a financial context, refers to the allocation of savings or revenue for retirement. The goal of retirement planning is to achieve financial independence Retirement Annuities - A pension is a fund into which a sum of money is added during an employee's employment years, and from which payments are drawn to support [...]

Commercial general liability insurance is a broad type of insurance policy which provides liability insurance for general business risks. Commercial General Liability is the specific name for a policy. Business Assets - Assetsare sometimes defined as resources or things of value that are owned by a company. Some examples of assets which are obvious and will be [...]

Short term insurance is the insurance you take out on your assets such as your car, your house and your household contents. Vehicle - Vehicle insurance is insurance for cars, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could [...]

In general usage, a financial plan is a comprehensive evaluation of an individual's current pay and future financial state by using current known variables to predict future income, asset values and withdrawal plans. Life Cover - Is one type of cover that falls under the heading 'life insurance', and may also be known as 'term life [...]